:root{--ink:#0b1730;--muted:#526174;--blue:#0757b8;--blue2:#0b2d55;--green:#16a34a;--line:#dce4ee;--soft:#f4f8fc}
*{box-sizing:border-box}html{scroll-behavior:smooth}body{margin:0;font-family:Inter,Arial,Helvetica,sans-serif;color:var(--ink);line-height:1.75;background:#fff}
a{color:var(--blue);text-decoration:none}a:hover{text-decoration:underline}.wrap{max-width:1160px;margin:auto;padding:0 22px}
header{position:sticky;top:0;z-index:30;background:rgba(255,255,255,.97);border-bottom:1px solid var(--line);backdrop-filter:blur(8px)}
.nav{min-height:70px;display:flex;align-items:center;justify-content:space-between;gap:20px}.brand{font-weight:900;font-size:20px;color:var(--blue2)}.navlinks{display:flex;gap:18px;flex-wrap:wrap;font-size:14px;font-weight:700}
.hero{padding:62px 0 42px;background:linear-gradient(180deg,#edf6ff 0,#fff 100%)}.hero-grid{display:grid;grid-template-columns:1.02fr .98fr;gap:42px;align-items:center}.eyebrow{font-size:13px;text-transform:uppercase;letter-spacing:.12em;font-weight:900;color:var(--blue)}
h1{font-size:clamp(36px,5vw,58px);line-height:1.08;margin:10px 0 18px}h2{font-size:31px;line-height:1.2;margin:0 0 14px}h3{line-height:1.3}.lead{font-size:19px;color:var(--muted)}.hero img,.content-img{width:100%;height:auto;border-radius:18px;box-shadow:0 18px 45px rgba(11,23,48,.13)}
.cta{display:flex;gap:12px;flex-wrap:wrap;margin:25px 0}.btn{display:inline-block;padding:13px 20px;border-radius:10px;font-weight:900}.primary{background:var(--blue);color:#fff}.wa{background:var(--green);color:#fff}.secondary{background:#fff;color:var(--ink);border:1px solid #9aabc0}
section{padding:48px 0}.grid3{display:grid;grid-template-columns:repeat(3,1fr);gap:20px}.grid2{display:grid;grid-template-columns:repeat(2,1fr);gap:24px}.card{border:1px solid var(--line);border-radius:16px;padding:22px;background:#fff;box-shadow:0 6px 24px rgba(11,23,48,.045)}
.stats{display:grid;grid-template-columns:repeat(4,1fr);gap:12px}.stat{padding:20px;background:var(--soft);border-radius:14px}.stat b{display:block;font-size:22px}
.toc{padding:22px 26px;border:1px solid var(--line);background:var(--soft);border-radius:16px}.toc ol{margin:8px 0 0}.muted{color:var(--muted)}
figure{margin:0}figcaption{font-size:13px;color:var(--muted);margin-top:7px}.gallery{display:grid;grid-template-columns:repeat(3,1fr);gap:18px}.gallery img{width:100%;height:230px;object-fit:cover;border-radius:14px}
table{width:100%;border-collapse:collapse;margin:22px 0}th,td{border:1px solid var(--line);padding:12px;text-align:left;vertical-align:top}th{background:var(--soft)}
.callout{padding:22px;border-left:5px solid var(--blue);background:#eef6ff;border-radius:10px;margin:28px 0}.faq details{border-bottom:1px solid var(--line);padding:16px 0}.faq summary{font-weight:900;cursor:pointer}
footer{background:var(--blue2);color:#e5edf7;padding:48px 0;margin-top:30px}.footer-grid{display:grid;grid-template-columns:1.2fr 1fr 1fr;gap:28px}.footer-grid a{color:#bfdbfe}
@media(max-width:850px){.hero-grid,.grid3,.grid2,.stats,.footer-grid,.gallery{grid-template-columns:1fr}.navlinks{display:none}.hero{padding-top:38px}.gallery img{height:auto}}